INTRODUCTION Organizational and Environmental Prof

Employers Health Insurance Company is among the ten largest health insurance underwriters in the United States. The company is a wholly-owned subsidiary of the Lincoln National Insurance Company, the sixth largest general insurance underwriter in the country.

Employers Health Insurance Company underwrites the health insurance plans for more than one million persons in 45 states. Federal and state regulation and proposed reform of the delivery and funding of health care services in the United States, thus, are matters of vital concern to Employers Health Insurance Company. The impetus for health care reform derives from problems associated with the cost of and access to health care services in this country.

Dynamic change characterizes the American health care environment in the 1990s (Hammonds, 1994, pp. 48-57). The changes in the health care environment result from a combination of factors--increasing costs of health care, changing societal values, advances in treatment therapies, technological innovation, changing demographics, and many others (Nichols and Stevens, 1992, pp. 86-95). Cost is a major factor involved in changes in the delivery of health care delivery services. Proposed national health care reform to assure access, increased consumer demands for quality health care, and public outcries for the control of health care costs are issues that must be addressed by entities--in both the public and private

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containment" used in relation to the delivery of health care services, however, means different things to different people. When former President George Bush spoke of health care cost containment, he most often referred to initiatives designed to constrain price increases for the delivery of health care services. When current President Bill Clinton speaks of health care cost containment, he most often refers to proposals aimed at slowing or reducing total expenditures for the delivery of health care services. When the State of Oregon speaks of health care cost containment, the focus is on the control of the level of health care services utilization (Eddy, 1991, pp. 2135-2140). When the American Medical Association speaks of health care cost containment, the issue most frequently cited is provider costs incurred by such activities as malpractice law suits and third-party paperwork requirements. The focus one places on the meaning of health care cost containment typically shapes the character of one's health care cost containment proposal. Thus, none of the cost containment proposals thus far presented are truly comprehensive in character. The major health care cost containment proposals thus far made tend to fall into one o
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Some common words found in the essay are:
Medical Association, Insurance Company, Stern Fielding, Budget Office, Nichols Stevens, Data Collection, health care, Fanshel Lutz, Objectives United, Clinton Clinton, Insurance America, health insurance, health care services, care services, cost containment, care insurance, health care insurance, delivery health care, care reform, care cost, health care reform, delivery health, health care cost, insurance company, care providers,
Approximate Word count = 2001
Approximate Pages = 8 (250 words per page)