delivered through some combination of these alternative approaches averages about $30,000 per AIDS patient (Taravella, 1986). Thus, more human, and more medically effective care is available for AIDS patients at a cost savings of at least 50 percent over hospital delivered care. A cost of $30,000, however, is still prohibitively expensive for most victims without health insurance.
The trend with both health insurance companies providing coverage to employee groups, and self insuring employers is to treat AIDS as just another condition for which care must be provided (Few companies have a formal policy on AIDS, 1986). Unfortunately, the same cannot be said for the individual or family seeking non group coverage. AIDS insurance coverage in such situations is almost impossible to obtain at any cost. Similar situations exist with respect to acc
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