> Several pay or play reform proposals have been submitted for consideration. Essentially, such proposals require employers to either provide health insurance for all of their employees and their dependents, or, alternatively, to pay into a special fund to be administered by the federal government that would provide such insurance for employees and dependents not covered by employer plans (Congressional Quarterly, 1991; Rovner, 1991a). The pay or play bill introduced by Democratic Senators Mitchell and Rockefeller in the current session would establish an AmeriCare program for individuals not in the workforce, or for individuals whose employers chose not to provide health insurance (Rovner, 1991c). AmeriCare coverage would be subsidized for low income people
A Plan Requiring All Households to Purchase Health Insurance
The conservative Heritage Foundation proposed a program which would require all households in the country to purchase basic health care insurance (Rovner, 1991d). Subsidies would b
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