rich have more income—an honest fact even if a heartless one. Reynolds has many views on the poor as responsible for their own poverty. He suggests even though the poorest Americans have a certain income, statistics show they spend more than double that annually. He attributes this to the fact that when times are economically tough, the poorest fifth of the population dips into their savings. He also says that the poorest fifth of the population are the only ones who receive a good deal of benefits from not saving. Reynolds’ argues that the poorest Americans are also able to spend twice more yearly than they make because they get government assistance not counted as income and they are involved in crime, “Another reason why those in the bottom fifth are able to spend twice their earnings is that many in-kind government transfers (such as food stamps) are not counted as ‘money income.’ Census surveys also acknowledge that a fourth of the cash income from welfare and pensions is u
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