Managed Care For the Elderly

While the 65 years old and over group is the fastest growing segment of the overall American population, the 75 years old and over group is the fastest growing segment among those aged 65 years or older. Prior to the 1970s, the 75 years old and over segment of the population was too small to merit much attention as a separate population segment. In the mid-1990s, however, this segment of the population merits a great deal of special attention (Hunter, 1995, p. 1271).

Through the 1990s, the elderly population segment will not be as large as it will at a later time. Although the elderly segment is the fastest growing in the American population, this phenomena is occurring solely because of increased life spans. Constraining growth in this population segment at the present time is the low birth rate in the United States that prevailed in the 1930s·the "Great Depression." Near the end of th

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ion The literature review presented in this research proposal is a preliminary scan of the material. In the actual study, the material reviewed will be more extensive in scope. In this proposal, literature is reviewed only in relation to proposed health care reform. Health Care Reform Proposals In response to public insecurity about health insurance coverage and access, many lawmakers have developed proposals to modify or eliminate some of the practices that may be restricting access to the health insurance market. Those proposals given the most likely chance of success in Congress seek to increase the availability of insurance by ensuring that anyone who wants health insurance and can afford to pay for such insurance will be able to buy a policy. Other proposals seek to make insurance less likely to be limited by pre-existing condition clauses when people move from one source of insurance coverage to another. Health care reform proposals emphasize three major areas of interest·benefits standardization, insurance company practices, and group purchasing. These proposals are addressed in the following discussions. Benefits Standardization Health insurance plans vary in the type of services covered and the extent to whic
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Approximate Word count = 3007
Approximate Pages = 12 (250 words per page)

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